1. pay or play

    Pay or Play – Does Your Company Need to Comply?

    In 2014, the Affordable Care Act’s employer shared responsibility provisions went into effect. Informally known as “Pay or Play,” these provisions require applicable large employers (ALEs) to offer affordable health care insurance with a minimum level of coverage to their full-time employees a…Read More

  2. small business

    Understanding the Small Business Health Care Tax Credit

    The Small Business Health Care Tax Credit is part of the Affordable Care Act, and encourages small businesses and tax-exempt organizations to offer a particular type of health insurance coverage to their employees, with a reward in the form of a tax credit for the company. The IRS defines small comp…Read More

  3. employee benefits

    Employee Benefits: Keeping the Lines of Communication Open

    Choosing a benefits plan for your employees is only half the battle. The other half is communicating the benefits plan to your employees. While there are laws that cover exactly when and how long an employer has to communicate any new plans or amendments to employees, communicating this information …Read More

  4. fsa hra hsa

    HSA, HRA and FSA – What’s the Difference?

      If you are opening a business and wish to provide your employees with comprehensive health coverage, you have probably realized by now that it’s not just about the health plan you choose. In fact, in addition to the health plan you offer employees, there are other options you can offer that wil…Read More

  5. Are Employee Wellness Programs Voluntary?

    Employee wellness programs skyrocketed in 2015, and the trend does not seem to be slowing down. In fact, 2016 seems to be the year that employee wellness programs occupy much of the spotlight when it comes to voluntary employee benefits. What exactly are employee wellness programs? According to the …Read More

  6. How Does Obamacare Affect Employees?

    The Affordable Care Act (ACA), better known as Obamacare, is a US law that changed the healthcare and health insurance industry in America. Obamacare was signed into law in March 2010, and required everyone to have at least minimum essential health coverage by 2014. If you don’t have insurance, yo…Read More

  7. It’s Coming…The Cadillac Tax

    One of the important aspects of working in HR is not only knowing the current laws, but knowing the upcoming changes to the current laws. Case in point is the upcoming excise tax on high cost employer-sponsored health coverage, commonly referred to as the Cadillac Tax, which will go into effect in 2…Read More