1. pay or play

    Pay or Play – Does Your Company Need to Comply?

    In 2014, the Affordable Care Act’s employer shared responsibility provisions went into effect. Informally known as “Pay or Play,” these provisions require applicable large employers (ALEs) to offer affordable health care insurance with a minimum level of coverage to their full-time employees a…Read More

  2. Top 4 Employee Benefits Issues for Employers

    Many employees don’t realize that just as much as they worry about employee benefits, so do their employers. Employee benefits are not just something that affect individuals; they affect the company as a whole. According to Benefit Selling’s 2015 Employer Survey, there are 4 main issues that emp…Read More

  3. How Does Obamacare Affect Employees?

    The Affordable Care Act (ACA), better known as Obamacare, is a US law that changed the healthcare and health insurance industry in America. Obamacare was signed into law in March 2010, and required everyone to have at least minimum essential health coverage by 2014. If you don’t have insurance, yo…Read More

  4. It’s Coming…The Cadillac Tax

    One of the important aspects of working in HR is not only knowing the current laws, but knowing the upcoming changes to the current laws. Case in point is the upcoming excise tax on high cost employer-sponsored health coverage, commonly referred to as the Cadillac Tax, which will go into effect in 2…Read More

  5. What is a “Grandfathered” Health Plan?

    When explaining your company’s benefits package to employees, you should make sure to state whether the health plan you offer is “grandfathered” or not. Employees who are not familiar with this term might experience some confusion – no, this is not a health plan for elderly employees or gran…Read More