Income Protection Specialists · Est. 1993
Protecting what
you've earned
requires precision.
Physicians, executives, and high-net-worth individuals face income risks standard policies weren't built to address. We specialize in the gap between what you earn and what most coverage actually protects.
For Physicians
Income & Liability Protection
Own-occupation disability, medical liability, and GME programs for residents and established practitioners.
For Executives
Executive Benefit Programs
Supplemental disability, deferred compensation, split-dollar life, and SERP structures for key personnel.
High Net Worth
Personal & Estate Protection
Comprehensive personal lines, asset protection, and coverage coordination across complex financial profiles.
25+
Years Specializing
ALL
Medical Specialties Served
A+
Carrier Partners
PRMA
Designated Advisors
What We Do
Specialist coverage across every stage of a high-earning career.
Employee Benefits
Comprehensive group benefit programs for healthcare systems, medical practices, and executive teams
Executive Benefits
SERP, deferred compensation, split-dollar life, and supplemental disability — structured to retain and reward key personnel.
Personal Lines /
Private Client Group
Coordinated personal insurance for high-net-worth individuals — homes, valuables, liability, and asset protection.
Own Occupation
True own-occ coverage that pays even if you're earning income in another capacity. The policy most physicians need and few have.
GME
Specialty disability coverage for residents and fellows — protecting future earning potential from the first day of training.
Commercial Lines Insurance
Medical practices, professional service firms, and executive-led businesses face liability exposures that generic commercial policies weren't designed to address.