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We are a full-service insurance broker based in Miami, Florida that manages employee benefits, property & casualty, and risk management solutions throughout the U.S.

Founded in 1993 by John O’Day, our firm has developed a growing base in South Florida and throughout the United States, all while helping thousands of clients manage their risk and protect their investments.


Our mission is to be the primary enterprise risk management resource for our current and future clients. We strive to provide innovative solutions delivered with professionalism, integrity, and unparalleled customer service.

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Our Clients

We pride ourselves on our personal, analytical, and thorough approach to managing risks.

Our clients deserve unique, personalized insurance solutions to fit their specific exposure and risk needs. We assess and secure insurance programs to fit each risk, helping us maintain a large client portfolio and continue our track record of success.

We provide unmatched solutions to a wide variety of both commercial and private clients. Our risk management solutions serve:

  • Large Companies

  • Small To Mid-Sized Businesses

  • Colleges & University Alumni

  • Individual Consumers

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